Top 5 Smart Ways To Invest In Mutual Funds To Get Rs 1 Crore

The 15*15*15 mutual fund principle is the motto for investors trying to accomplish their financial objective of Rs 1 crore. According to the guideline, investing Rs 15,000 per month for 15 years through a SIP in an equity mutual fund with a 15% annualized return will result in a corpus of Rs 1 crore.

To put it in different terms, it demonstrates how a long-term investing view combined with a disciplined SIP may transform a mutual fund portfolio. It reflects the value of consistent investing and repeating over time. It enables you to regularly put a small amount of money into a mutual fund plan.

Easiest Way To Order Accumulate Money

The 15*15*15 method is the simplest approach to acquiring Rs 1 crore with mutual funds. It claims that if a person invests Rs 15,000 per month for 15 years in a fund with a 15% return, they will amass Rs 1 crore. As a result, you would only invest Rs 27 lakh while earning Rs 74.53 lakh. Setting away Rs 15,000 each month is quite simple, and a 15-year term is fair.

As a result, the quickest approach to accumulate Rs 1 crore is to follow the rule of 15*15*15. It’s not that tough to become a crorepati.

Power of SIPs

A systematic investment plan (SIP) is a mutual fund investment strategy. Investors might invest a little sum regularly as a result of this. Investing can be done weekly, monthly, or yearly, depending on the investors’ comfort level. Additionally, using SIP, investors can invest any amount they choose. An investor, on the other hand, cannot invest less than the fund’s minimum investible amount.

As a result, investing in mutual funds through a systematic investment plan is a wise choice. Furthermore, SIPs are effective because they assist in reducing market volatility. By continuing the SIP, you gain the benefit of purchasing new fund units at a reduced price when the markets are falling. You buy smaller amounts while the markets are rising. As a result, rupee cost averaging is obtained by investing in mutual funds through a systematic investment plan (SIP).

Investment Options

Your financial goal is one of the most critical factors in determining the sort of mutual fund portfolio you may invest in. Are you seeking long-term stability or a quick profit? Suppose you’re looking to invest money to satisfy a short-term financial need. In that case, your optimal mutual fund investment will be distinct from if you’re looking to invest for long-term goals like kid education and marriage, wealth accumulation, retirement planning, and so on.

Expense Ratio

The costs charged by the fund house are the expense ratio and exit load. As a result, they could cut into your investment returns. As a result, it’s a good idea to seek a mutual fund with a low-cost ratio and a low or no exit load.

Fund Performance

One of the most important things to consider is the fund’s performance during the last three to five years and its expected future performance. Even though performance is subject to market risks, the predicted portfolio performance projections will give you a good indication of what to expect.


Mutual funds might be an excellent way to build an Rs. 1 crore investing portfolio. To attain this aim, you must decide the period of your investment and your risk appetite. If the proper amount is invested for a specific term in a mutual fund scheme, a mutual fund portfolio may be able to establish a corpus of Rs. 1 crore.

The ideal strategy to attain your long-term financial goals is to invest in equity mutual fund schemes via SIP (Systematic Investment Plan). This plan has the potential to deliver greater returns over time when compared to other asset groups. You must select a mutual fund plan appropriate for your risk profile.

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